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British Colombia, Canada, is well-known throughout the world for its gorgeous and dazzling mountain views, vibrant and bustling cities, a strong and diverse culture, and its numerous recreational activities such as the stunning golf courses and best ski condos. In British Columbia, the BC real estate market has always been a booming business. However, due to the recent down turn in the economy, the British Columbia real estate market had experienced a brief cooling off period. Now, this exciting and… Read More

I am going to provide you with three really good ideas to help lessen the amount of maintenance required for your front yard. If it is in your plans to redo your front yard into a maintenance-free landscape, then you can make use of the information here. Having a low maintenance front yard is the goal of many people. You can get easy to manage front yard landscaping done by any of the professional landscapers in your area or you can do it yourself. It doesn't matter which way you choose you can have your desired low maintenance front yard landscaping. If you decide to go with… Read More

Nothing can get more important than the auto insurance rates, when you think of buying auto insurance plans. And why not! As they are considered to influence how much you would end up paying. Thinking of auto insurance rate is thus considered to be the foremost thought people have. One of the first thing people do is compare auto insurance rates. Doing so is not a tough activity at all, because all insurance companies have to furnish the auto insurance rates of their plans before hand. Declaring the auto insurance rate of an insurance plan thus gives the correct picture… Read More

Before we start to answer the question in the title. Let's explain what a mortgage overpayment calculator actually is. I suppose you could get a piece of software or spreadsheet to do it for you but most overpayment calculators come on websites. You enter some figures from your mortgage and it spews out some figures that tell you what cash savings you could make and how long in years you could knock off. What an awful lot of people don't know (or never told) is mortgage lengths are not set in stone. If you want to pay a lump sum off to shorten it you can. And probably should.… Read More

In a Twitter update, I recently wrote: "Great time/life management question to ask yourself: 'Will what I'm doing right now matter in 5 years?'" This is a really challenging way to look at what we do from day-to-day. It forces you to focus on the most important activities. You'll also quickly spot the low-value activities you do. The beauty of this single simple question is that it doesn't require a special Day Planner or fancy time-management system to track your time. It just helps you make better choices about what you do and what you don't do. As an example, compare these… Read More

What is so special about real estate as an investment vehicle, as a way to get wealthy, as a way to create passive income and retire young and rich? Why is this market so different? Why is this an advantage to the creative real estate investor? I'd like to discuss a couple of things with you. Defaults are at an all time high. People are spending way beyond their means and this is not only on their homes, but with credit cards and other forms of debt as well. We have the bank as well as the home owners to thank for that. Let's take a step back and look at the root cause of all… Read More